What to Do after Someone Breaks into Your Home

Millions of people have been through the scenario of walking into their home after they get home from work or somewhere else and realizing that their home has been broken into. They may notice that certain items are missing, but the rest of the home is left untouched. Or they may come to a disaster and see that most of their possessions have been stolen. No matter the situation, there are certain things that you should do after someone breaks into your home.

As soon as you walk in and see what has happened, your safety and the safety of your family is of prime importance. You want to be sure that the thief is no longer in the home and can't do you and your family harm. This may mean walking out of your home immediately and even driving away. Or it may mean walking out of your home and using your cell phone to call the police. Or you can speak with a neighbor and ask if they can call the police.

Calling the police is absolutely essential. This is essential for a variety of reasons. First, they are going to be alerted to the situation in order to try to find the individual or individuals who broke into your home. Second, a police report is needed in order for you to file an insurance claim with a public insurance adjuster or another responsible individual who works for the insurance company. The police are going to make sure that you and your family are safe and are going to give you helpful suggestions on how to stay safe during the days after the break-in. They may even monitor your home in order to provide more protection.

If you have a homeowners insurance policy or renters policy, the next step is to contact your insurance company. They're going to want a copy of the police report. They're also going to want to visit the home in order to see what kind of damage was done. They will give you further instructions on how to begin replacing items that were stolen. It is good for individuals to regularly review their insurance policy in order to be sure that they're happy with the coverage they receive. If they are not satisfied with it, they need to find a better policy that will provide them with more coverage in case a break-in occurs.

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